to–Punguditheevu
Who cares about those nutters

no way. banks want their loans repaid and if you're a bad credit risk, they aren't interested or would charge you a lot more interest.

Why Tamil comments r not allowed by singala you tube user ??

I wish you the best in what you're trying to do, and I do hope that you find the additional money that you need for school, but unfortunately, what you're looking for is pretty much impossible.

Think about this…

You walk up to me on the street – a total stranger. You say, "Hi, my name is Oscar, and I'm a college student. I was hoping you'd be willing to lend me $5,000. I promise I'll pay you back in 10 years. What do you say?"

What do you think I'd say?

I'd say "Oscar, you seem like a nice guy, but you're a total stranger to me. I appreciate that you promise to pay me back and all, but I'm not in a position to take that risk. If I give you $5000, then another college student is going to ask me for $5000, and before you know, I've lent out hundreds of thousands, or millions of dollars to total strangers just because they promised to pay me back! What happens if some of them don't?"

You're forgetting that money lending is a business, not a charity. Lenders don't lend their own money, they attract investors, who give money to the lenders because the lenders promise to pay them even more money back in a few years. When a lender makes a bad loan, its investors lose money, and before you know it, the investors aren't investing any more, and the lender goes out of business.

Before any investor would give money to a lender, he/she (or more likely a company or an organization) wants to know how the lender is going to use the money. The lender promises the investor that the money will only be lent to "qualified" borrowers – meaning – people who are certain to pay the money back.

How does a lender ever know that a borrower will pay the loan back? Well, there's no way to know for sure. But there is a way to gather "supporting evidence", and that supporting evidence comes in the form of "credit history".

If a person has borrowed money in the past and then paid it back, that's supporting evidence that they'll pay new debt back, too. The more frequently that person has borrowed, and the better they were about paying their debts back, the better the supporting evidence.

You're saying that you have neither the credit history, nor the income to support the promise that you'll pay your student educational debt back – only that you're a nice guy, that you want the money for a good reason, and that you're willing to make a promise.

Unfortunately, legitimate lenders won't lend money to people with nice smiles and genuine promises, only to borrowers with credit histories and enough verifiable income to allow the debt to be paid back. You're going to have to find a cosigner, or contact your financial aid office so that they can determine if you've maxed out all of the federal and state financial aid that is available to you.

I'm sorry to offer up bad news, but I thought you'd want to hear the truth, too.

Good luck!

you know y? coz sinhala fuckers are so scared and embarrassed of our sarcasm. Those faggots cannot win on any war or any argument with tamils, that’s y.

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There is NO such thing as a private loan that doesn't require a credit check and cosigner. Any private loan will require both, only federal loans don't require things. If you don't have great credit and dont have a cosigner then you need to get a job to pay the rest of your total.
There isn't really any other options accept maybe scholarships.